What is a work injury settlement calculator?
Use our free Work Injury Settlement Calculator to estimate your potential payout in the USA. Calculate medical expenses, lost wages, impairment, pain & suffering, and net settlement after attorney fees in minutes
It helps injured workers in the quickly see a rough estimate of their gross settlement and net payout after attorney fees and liens.
Work Injury Settlement Calculator
Enter the known amounts below. This tool provides an estimate only and is not legal advice. Laws vary by state — consult a licensed attorney for exact calculations.
Estimate Summary
How this estimate is calculated
- If you provide an impairment rating and a “weeks per 1% impairment” value > 0, the calculator estimates an impairment payment as:
avgWeekly * impairment% * weeksPerPercent. - Subtotal is: pastMedical + futureMedical + lostWages + futureLost + vocational + otherDamages + impairmentPayment.
- Gross settlement = Subtotal * pain&suffering multiplier.
- Attorney fee is calculated as the percentage of the gross settlement. Net = Gross – Attorney fee – Liens.
This tool is intentionally generic — state statutes, caps, and formulas differ across the U.S. Use with caution.
Why Use a Work Injury Settlement Calculator?
If you’ve been hurt on the job, your first question is usually: “How much is my claim worth?” A settlement calculator gives you a fast, no-cost estimate before speaking with an attorney.
Benefits include:
- Quick estimate of medical + wage damages.
- Helps compare settlement offers.
- Useful in preparing for attorney consultations.
- Provides a reality check on possible outcomes.
How Does the Calculator Work?
The calculator uses a step-by-step formula to project settlement amounts:
- Enter medical costs (past and future).
- Add lost wages (to date + estimated future).
- Input impairment rating and average weekly wage.
- Include vocational/rehab or other damages.
- Apply a pain & suffering multiplier.
- Subtract attorney fees and liens for net payout.
Key Factors That Affect Your Settlement
- Medical Expenses – hospital bills, surgeries, therapy.
- Lost Wages – income you missed while recovering.
- Future Earning Capacity – reduced ability to work.
- Permanent Impairment Rating – % of long-term disability.
- Pain & Suffering Multiplier – 0.25x–3x depending on severity.
- Attorney Fees – usually 20–40% in personal injury cases.
- State Law Variations – some states cap damages or use fixed “weeks per % impairment.
1. What is a fair work injury settlement amount?
A fair settlement covers all medical bills, lost wages, impairment payments, and pain & suffering damages. On average, U.S. workers’ comp settlements range from $20,000 to $60,000, but serious cases can be much higher.
2. How many weeks of pay is a work injury worth?
This depends on your state’s workers’ comp law. Many states assign a set number of weeks per 1% impairment multiplied by your average weekly wage. For example, 15% impairment × 1.5 weeks × $800/week = $18,000.
3. Can I calculate my settlement without a lawyer?
Yes, a work injury settlement calculator provides a ballpark estimate. However, only an attorney can account for state-specific statutes, caps, and negotiation tactics.
4. What is included in pain and suffering damages?
Pain and suffering covers physical pain, emotional distress, and reduced quality of life. The calculator applies a multiplier (0.25–3x) to your subtotal damages to estimate this amount.
5. When does a work injury settlement get paid?
Once you accept a settlement, payment usually arrives within 2–6 weeks, depending on insurance processing, court approval, and lien clearance.
Final Thoughts
A work injury settlement calculator is the fastest way to estimate what your claim might be worth in the U.S. It won’t replace an attorney, but it gives you the confidence to understand where your case may stand before negotiations.
Note: Use the calculator above, compare results, and then speak with a qualified workers’ compensation lawyer in your state for the most accurate guidance.
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